Delivering the Full Promise of Embedded Finance

The US embedded finance industry is projected to reach $3.6T by 2030¹, stay ahead of the curve with Rocket Financial. Elevate your business and rapidly tap into expansive new revenue streams through embedded financial services. 

Integrating technology and finance, Rocket Financial enables businesses, fintechs, and banks to deliver a step-change in functionality and service with accelerated time-to-revenue.

Our Objective

It’s About Growing Your Business

84%

US companies say financial services is critical to future success – fewer than half started down the path²

88%

Increase in Customer Engagement with finance embedded into services²

No matter where in the value chain you sit, Rocket Financial brings benefit. But to be clear, a couple definitions are helpful – Embedded Finance vs. Banking as a Service.

Embedded Finance is the art of businesses ‘embedding’ payments and banking functionality into their products and services – the “what”.

Banking as a Service enables efficient, technically integrated access, to payments and banking functionality – the “how”.

Embedded Finance
Banking as a Service Platform
Banks
  • Embedded payments
  • Embedded banking
  • Card Issuance
  • Lending Productsִִ
  • Easy accesses via APIs
  • Banking, payments, & cards
  • High value solutions
  • Other Non-banking features
  • Compliance built in
  • Regulatory License
  • Last mile transaction processing
  • Compliance oversight
Embedded Finance
  • Embedded payments
  • Embedded banking
  • Card Issuance
  • Lending Productsִִ
Banking as a Service Platform
  • Easy accesses via APIs
  • Banking, payments, & cards
  • High value solutions
  • Other Non-banking features
  • Compliance built in
Banks
  • Regulatory License
  • Last mile transaction processing
  • Compliance oversight

For FinTechs

Embedded Finance often ‘is’ the product – better banking, better payments, better process efficiency to solve the specific financial problem of an industry. Building upon a Banking as a Services Platform allows efficient use of the buy vs build question, allowing focus on the FinTech’s differentiating value, reducing time to market, and providing a broader suit of functionality when wanted.

Focus on What Differentiates You

Rocket Financial offers a developer-friendly ecosystem with accessible APIs and developer center, allowing you to easily use whichever functionality you need.

Get to Revenue Fast

Using a Banking as a Service Platform (like RocketKOR) brings one-stop for all payments, banking, cards, lending, and more functionality needed.  All accessible through RESTful API.

Compliance, Built in

Leverage the expertise and built features of a good Banking as a Service Platform can be the difference between success and failure.

Elevate Customer Experience

Seamlessly deliver a total experience to your customers embedding any financial steps exactly where, and when, in your services they need them.

Deepen Customer Relationship

Add accounts, payments, cards or lending to what you offer. No longer loose that relationship to others for your Customers.

Access New Revenue Streams

Offer high margin financial products your customers already get elsewhere by embedding them directly into your existing services.

For Businesses

Embedded Finance is accelerant to most businesses.  Use it to revolutionize the way your business operates, seamlessly weave innovative financial services into your existing customer interactions. The world is moving beyond the traditional ‘visit the bank’ paradigm, enabling financial solutions to be provided precisely at the point of customer need.

For Banks

Banking as a Service unchains banks from the limitations of closed, non-customer accessible, banking cores. Many banks, particularly small and mid-sized banks, leverage outsourced banking cores – closing them off from offering modern, API based functionality to the businesses they serve.

The RocketKOR Banking as a Service Platform frees banks from geographic and service model boundaries and enables access to clients previously unattainable.

Modernize

Present comprehensive, modern RESTful APIs to business clients.

Access New Clients

Go-to-market without limitations of a currently closed technical platform. Gain access to technically enabled businesses and fintechs previously not serviceable.

Innovation

Break the limitations of a currently closed, slow to enhance technical environment and leverage feature and product innovations outside a single sourced provider.

OUR PRODUCTS

We’re not just a service provider – we’re your strategic partner in finance

At the center of Rocket Financial is the RocketKOR Banking as a Service Platform coupled with decades and decades of fintech, payments, and banking experience. We’ve designed the RocketKOR Platform, and our products that use it, to deliver exceptional levels of functionality and service flexibly, driving rapid time to market and allowing unbounded innovation.

As a client, you have access to all functionality, technology, design, and creativity of all Rocket Financial products.

Tech Forward

Modern, flexible APIs to quickly deliver anything you need

All features, all functions, are accessible through well documented, non-gated, fully searchable, Developer Centers, delivering our full suite of RESTful APIs allows rapid implementation of even complex functionality. All testable through a full featured Sandbox.

1 Simon Torrance analysis, after Matt Harris, Bain Capital Ventures

2 Accenture’s Global Business Perspectives on Embedded Finance